Divorce causes major issues with health insurance benefits.  Many families have employer provided and/or paid for health insurance benefits that cover the entire family.  It is not uncommon to see situations where the other spouse is a stay at home parent, with absolutely no access to health insurance benefits, or employed at a job with either no health insurance benefits available or those benefits available at a substantial cost.  (more…)

You may think that the best way to acquire health insurance coverage, is simply to obtain the complete coverage that you can afford. Off course to some extent it is true, and if you have many liquid resources then it is  a good idea to obtain a good complete individual health insurance plan that includes everything from a small fees for hospital visits to full dental coverage. But, if you are not good budget, you may consider getting a smaller policy that you can afford and pay for some of  medical expenses from you regular budget. (more…)

Health insurance is designed to offer financial protection against losses experienced due to illness, accidents, or injury. This type of insurance comes in many forms that offer differing levels of coverage. It can be purchased as part of a group policy or may be purchased by an individual. (more…)