One of the most known and downright unflattering perceptions on insurance agents is that once they’re done with their warm markets, i.e., have sold policies to all their relatives, friends, and acquaintances, it will only be a matter of time before they quit. (more…)

I worked in the insurance industry for 16 years and saw first hand how profitable an insurance company can be.  I will not attempt to go into the nitty gritty details but I will give you a pretty good idea in the form of an overview, how profitable a venture an insurance company can be. (more…)

A leading UK insurance company is campaigning in order to persuade employers to allow employees a small amount of time each month to sort out their money issues. According to the insurance company financial management has become far more of an issue lately, with rising repayments on mortgages, higher inflation, increasing costs on things such as food and insurance, and other rising costs making it difficult for consumers to balance their income and out goings. (more…)

A growing number of personal auto and homeowners insurance companies have begun looking at consumer credit information to decide whether to issue or renew policies, or to decide what premiums to charge for those policies. This brochure is designed to help you understand, in general terms, how your credit information is being used for personal auto and homeowners insurance, and how it may affect your insurance purchases. (more…)

1: Other Party:

Auto Insurance Bodily Injury (BI) Liability and Property Damage (PD) coverage is Legally required in most states today. (BI & PD) Most people understand that they need BI and PD, but they have no idea how to determine how much coverage they need. (more…)

Amanda was 42 when she was given the difficult news that she had ovarian cancer.

The West Yorkshire woman received chemotherapy treatment after diagnosis, but Amanda became one of the unlucky ones. She had a bad reaction to the chemotherapy and because of this she was unable to work. (more…)

Before deciding on insurance of any part your jewelry, you must be aware of the cost of it. Money can’t buy the sentimental value, that’s why the decision on how much you like should not be a factor when considering insurance. Only the amount that the piece of jewelry is really worth is the factor when deciding the amount of insurance. So, if the unforeseen circumstance that gets the piece of jewelry must be replaced, it should only be insured until the monetary value of that piece of jewelry. (more…)

Are you aware of the sources (Publications and Insurance Blogs) that are created to meet the needs of all of the agents and brokers? Insurance is a large industry and trying to keep on top of all the latest news and regulations is a task in itself. One of those magazines, American Agent and Broker, has a magnificent site on www.agentandbroker.com. (more…)