Human beings are mortal. Though every single life has to terminate one day yet it is the very nature of rational agents to plan for the expected as well as the unexpected happenings in their future. The most prudent plan to secure your and the lives of your loved ones is to get your life insured. By doing this an individual enters into a contract with the company (from where how takes the life insurance policy) according to which the latter will recompense for his death by paying a predetermined some of money to his family till the insured premiums are current.  (more…)

In the state of New York, you may qualify for low cost health insurance whether you are a small business, sole proprietor or individual.

In 2000 the NY Legislature enacted regulations in response to the Governor’s proposal to make available comprehensive insurance coverage for New York workers and their families who are uninsured. The name of the program is Healthy NY. (more…)

One of the most widely publicized and hotly debated forms of insurance in America today, health insurance is the subject of intense political and social debate.  A rapidly evolving and extremely complex subject, health insurance is also one of the most important benefits offered by many employers. (more…)

Scam insurance is not new – criminals have been selling fraudulent policies since health insurance came into being. But with today’s skyrocketing health care costs, more consumers are seeking affordable access to quality care, which provides scam artists with fertile hunting grounds. (more…)

Health insurance is regulated at the state level and as such there are certain very important state regulations that you should be aware of. These health insurance regulations vary from state to state. Do not make the mistake of assuming that the health insurance policy that you purchased in Pennsylvania will be governed under the same rules as the health insurance policy that you would like to purchase in Florida. (more…)